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110th Congress > House > Vote 603

Date: July 11, 2007

Result: 411-7 (Passed)

Clerk session vote number: 609

Vote Subject Matter: Government Management / Government Organization

Sponsor: CUMMINGS, Elijah Eugene (D-MD)

Bill number: HRES526

Question: On Motion to Suspend the Rules and Agree

Description: Supporting home ownership and responsible lending

Bill summary: (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) Declares the sense of the House that specified government action should be taken that protects buyers from unscrupulous mortgage brokers and lenders. Declares that such action should: (1) enforce rules to eliminate unfair and deceptive practices in sub-prime mortgage lending; (2) encourage lenders to evaluate a borrower's ability to reasonably repay any mortgage loan; (3) establish clear minimum standards for mortgage originators; (4) require that disclosures clearly and effectively communicate necessary information about any mortgage loan to the potential borrower; (5) reduce or eliminate abuses in prepayment penalties; (6) address appraisal and other mortgage fraud; (7) raise public awareness regarding mortgage originators whose loans have high foreclosure rates; and (8) increase opportunities for loan counseling.

Bill titles: Supporting home ownership and responsible lending.

Links for more info on the vote: congress.gov

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Member Vote Map

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Vote Ideological Breakdown

This chart describes how members voted on the rollcall. Members are placed according to their NOMINATE ideological scores. A cutting line divides the vote into those expected to vote "Yea" and those expected to vote "Nay". The shaded heatmap reflects the expected probability of voting "Yea". You can select points or regions to subset the members listed above and below.

Votes

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Selected: of from including with NOMINATE scores within .