115th Congress > House > Vote 785

Date: February 14, 2018

Result: 245-171 (Passed)

Clerk session vote number: 78

Sponsor: McHENRY, Patrick T. (R-NC)

Bill number: HR3299

Question: On Passage

Description: Protecting Consumers’ Access to Credit Act of 2017

Bill summary: (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) Protecting Consumers' Access to Credit Act of 2017 (Sec. 3) This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

Bill titles: To amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes.

Links for more info on the vote: congress.gov

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