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109th Congress > House > Vote 1066

Date: July 25, 2006

Result: 412-4 (Passed)

Clerk session vote number: 398

Vote Subject Matter: Social Welfare / Domestic Social Policy

Sponsor: TIBERI, Patrick (Pat) (R-OH)

Bill number: HR4804

Question: On Motion to Suspend the Rules and Pass, as Amended

Description: FHA Manufactured Housing Loan Modernization Act

Bill summary: (This measure has not been amended since it was reported to the House on July 19, 2006. The summary of that version is repeated here.) FHA Manufactured Housing Loan Modernization Act of 2006 - Amends the National Housing Act with respect to Federal Housing Administration (FHA) housing loan insurance for manufactured homes (or lots for such homes). Exempts such loans from certain financial institution portfolio limits, increasing an allowable claim for loss from 10% to 90% of an institution's total amount of such loans, credit advances, and purchases. Makes any new contract of insurance for such loans, credit advances, or purchases conclusive evidence of an institution's insurance eligibility. (Thus requires each loan to be insured individually instead of as part of a bundle of such loans.) Increases loan limits, requiring annual indexing. Sets forth borrower premium charges, including an up-front premium of up to 2.25% and an annual premium of up to 1%. Revises requirements for the handling and disposal of any real or personal conveyed to or acquired by the Secretary of Housing and Urban Development (HUD), and the pursuit of all claims against mortgagors assigned to the Secretary by mortgagees. Directs the Secretary of HUD to establish underwriting criteria that will ensure the manufactured housing program's financial soundness.

Bill titles: To modernize the manufactured housing loan insurance program under title I of the National Housing Act.

Links for more info on the vote: congress.gov

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Vote Ideological Breakdown

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