119th Congress > Senate > Vote 152

Date: March 26, 2025

Result: 52-47 (Motion to Proceed Agreed to)

Clerk session vote number: 152

Sponsor: SCOTT, Tim (R-SC)

Bill number: SJRES18

Question: On the Motion to Proceed

Description: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Bill summary:

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Overdraft Lending: Very Large Financial Institutions and published on December 30, 2024. The rule revises provisions regarding charges for insufficient funds in a customer’s bank account (i.e., overdrafts) at very large financial institutions. Under the rule, these institutions must (1) cap overdraft charges at $5; (2) with justification, cap charges at a higher amount; or (3) handle overdrafts as credit and comply with applicable Truth in Lending Act disclosure requirements.



Bill titles: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Links for more info on the vote: congress.gov

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